AXA Philippines: Securing your Family Legacy

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AXA Philippines’ Asset Master provides a wealth transfer solution to help secure the lifestyle your family deserves for generations to come, Securing your family legacy. Your family is living a comfortable life with all their needs and wants within their reach.
But what will happen if the provider of the family suddenly passes away?
How can you make sure your loved ones will continue to live a good life even when you are not around?
AXA Philippines, one of the country’s leading insurance providers, ensures your family will go on living well with Asset Master. Designed as an insurance-investment plan, Asset Master allows you to build a diversified investment portfolio of local and global investments and provides a wealth transfer solution to help secure the lifestyle your family deserves for generations to come.
“AXA Philippines aims to be your partner in building a solid foundation so you can secure the lifestyle you desire for yourself and your family,” shares AXA Philippines
president and CEO Rahul Hora. “You can have peace of mind knowing that your legacy is supported by Asset Master.”
AXA Asset Master allows you to grow your estate, preserve it effectively, and also transfer it seamlessly. Your estate can grow immediately by 25% upon claiming of the payout with the guaranteed death benefit feature if no partial withdrawals were made.
The payout of your guaranteed death benefit may be used by the beneficiaries to pay for estate taxes so that they don’t have to worry about sourcing or liquidating assets. Proceeds from the insurance payout for irrevocable beneficiaries are tax-exempt,
effectively reducing your taxable estate so your heirs may be able to keep their inheritance intact.
Through AXA Asset Master, you gain access to a variety of investment opportunities from different markets across the globe via a comprehensive selection of highly curated Philippine and offshore funds.
For a minimum one-time investment of P100,000 or US$2,000, you can enjoy 125% guaranteed life insurance coverage of your one-time payment. And by investing more, you also get reduced fees and higher guaranteed bonuses every 10th and 20th year.
Start securing your legacy today with AXA Asset Master. To know more, visit or talk to an AXA financial advisor by visiting the nearest Metrobank, PSBank or AXA branch, or email

Carousell PH partners with Go Negosyo

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Carousell Philippines, the country’s leading classifieds platform, recently partnered with Go Negosyo for its participation in “Sign Up! Angat Lahat Sa Digital” mobile app summit and expo. This year’s summit aims to gather mobile app platforms that help micro-entrepreneurs become self-earning in the digital economy.
It will also highlight the impact of platforms in helping achieve inclusive growth and prosperity for all. The mobile app summit and expo will gather more than 100 participating digital and mobile app platforms at the World Trade Center.
Present during the partnership were senior adviser for ASEAN BAC and Angat Lahat Sa
Digital adviser Josephine Romero, presidential adviser for entrepreneurship and Go Negosyo founder Joey Concepcion, and Carousell Philippines head of general classifieds Tina Bautista.

Top 5 new health and wellness trends to try

New health trends and exercise programs can lead to longer, more productive lives.

“Health is wealth,” the saying goes, but many people often overlook this gem of a concept because of many factors. For one, on top of the demands of a busy lifestyle, workout routines and healthy regimens become boring and uninteresting after a while – or simply get too hard to stick to.

You can get back on track towards wellness by trying out new health routines and practices. AXA Philippines, one of the country’s leading insurers, shares these new wellness trends to revive your interest in a healthier lifestyle:

Online workout subscriptions. If you cannot go to the gym, a few clicks on your computer can lead you to online fitness programs that will help you get fit in the comfort of your own home. One of various exercise routines offered by workout websites may suit your needs and budget. Subscriptions cost only about ₱500 to ₱1,000 per month.

Sound bath. Despite its name, sound baths do not involve water and soap. It is an alternative healing practice that uses sounds and sonic waves to calm the body and mind. As you lie on your back and close your eyes, sound bath healers will produce relaxing music using Himalayan singing bowls, crystal bowls, gongs, chimes, Biosonic tuning forks, shamanic drumming, and other percussion instruments. People now use this auditory approach for deep relaxation and meditation, as the sounds slowly allow them to relax fully and explore the inner self.

Sleep technologies. It is recommended that adults aged 18 to 64 should get seven to nine hours of sleep per day. Not getting enough sleep can weaken the immune system, affect bodily functions,and even increase the risk of future respiratory diseases and cardio-cerebral vascular illnesses. Several companies have developed state-of-the-art devices that can enhance natural sleep and ultimately improve a person’s lifestyle: wristbands and smartwatches, temperature regulators, bedside monitors, and smart beds and mattresses to help you get a good night’s rest.

Digital detox. Technology has caused unnecessary stress and emotional strain to many so a growing number of people are trying to “disconnect to reconnect.” Digital detoxification can effectively reduce stress, improve emotional state, increase work productivity and boost social interaction. You will be surprised at how logging off from social media and limiting use of electronic devices can improve your physical and mental wellness.

Intuitive eating. This is perfect for those who find it difficult to follow a strict diet. This no-diet approach is all about eating when you are hungry and stopping when you are full. Intuitive eating encourages people to have a healthy attitude toward food and body image, and to honor their hunger by finding ways to satisfy it in a healthy way. It also helps people cope with stress and other extreme emotions without using food as a coping mechanism. Intuitive eating does not only focus on losing weight, but highlights the need to feel energized, strong and alive.

As poor health choices can lead to critical illnesses that can affect anyone at any age, it is important to protect yourself from the financial repercussions of getting sick. AXA Philippines has several health plans that suit your need and budget, no matter what life stage you are in. For more information, visit

High-impact tech startups get boost from INQBATION Startup Showcase 2019

QBO Innovation Hub, J.P. Morgan team up to find startups elevating PH startup landscape

Photo: Filipino startups making a difference. Department of Science and Technology Secretary Fortunato de la Peña (middle) graced the recently held INQBATION Startup Showcase, an initiative of QBO Innovation Hub in partnership with J.P. Morgan where 15 high-impact startups showcased their ideas and stories of success.

There is no problem too difficult for a plucky startup with a purpose.

Startups have gained increasing recognition for offering solutions to problems, and startups in the Philippines are no exception. Tech startups that are leveraging artificial intelligence (AI) and machine learning capabilities are also gaining ground, with some setting their sights on regional expansion even in the early years of their inception.

Kumu, a livestream and community platform, which only started last year, has exhibited an explosive 2000% growth rate since it started. The app has been downloaded almost one million times and is currently the only Filipino company to be included in Google Play’s Top 10 grossing social apps. Roland Ros, the company’s co-founder, shared that revenue has been exponentially growing 300% quarter on quarter, as it has found a way to monetize global Filipino millennial and Gen Z users. Hundreds of content creators are now earning part time income on the app as well, with a growing base of full-time creators earning as much as 50,000 pesos a month.

Senti, a data and sentiment analysis platform, started as a one-man university research project that sought to better understand local jargon and dialects. The company has since grown to become one of the most highly-recognized AI and natural language processing companies in the Philippines. Ralph Regalado’s brainchild is now home to half of the country’s Google Developer experts and is helping to create high-value tech jobs in the lucrative AI field in the Philippines. Senti has since expanded to Singapore and Malaysia because of its success.

Another startup that has made a positive impact is Investagrams, a social fintech platform which helps Filipinos invest in the stock market through in-app tutorials, virtual trading, social networking, and other tools designed to make investing in equities more accessible, easy and fun. Only three years old, Investagrams now has over 360,000 users. Investagrams caters not only to seasoned traders and investors but also to regular Filipinos, from millennials to retirees, and even overseas workers seeking to increase the value of their savings. The startup also regularly conducts programs on financial literacy and equities investing that has attracted thousands of participants, with the goal of increasing participation in the stock market among Filipinos (currently at less than 1%) to at least 5% in the next five years. The fintech startup founder and CEO John Christian Bisnar announced that the company is expanding to Singapore.

Kumu, Senti, and Investagrams, along with 12 other startups, are just some of the rising stars in the Filipino startup scene featured in INQBATION Startup Showcase 2019.

“The INQBATION Startup Showcase draws attention to awesome Filipino startups that are creating innovative and scalable solutions for real world problems, and we hope that investors, corporations and partners across the globe will take notice,” said Katrina Chan, Director of QBO. “The startups we featured today grew with QBO and J.P. Morgan through the INQBATION program and are creating tremendous impact. We’re glad to give them the spotlight they deserve and invite more partners to join us in uplifting our burgeoning local startup community.”

The event is organized by QBO Innovation Hub, a platform for the startup community to collaborate, develop talent, and grow, that was created through the joint effort of the Department of Science and Technology, the Department of Trade and Industry, IdeaSpace, and J.P. Morgan.

“It was a privilege and a pleasure to help create opportunities for these startups,” said Carlos Ma. G. Mendoza, Senior Country Officer for J.P. Morgan Philippines. “We are proud to have supported this program as it enabled small businesses and positively impacted underserved communities.”

“The vision for this program is for QBO and J.P. Morgan, as well as other partners, to open up more opportunities for startups and founders to grow,” explained Rene “Butch” Meily, President of QBO. “We want to give people who are creating scalable, positive impact through their startups a better shot at success.” INQBATION Startup Showcase 2019, an initiative championed by QBO Innovation Hub and J.P. Morgan, provides startups with access to resources, mentorship, and network to help them scale up their business. INQBATION Startup Showcase Program Lead Ross Fallorina; Kumu President Rexy Dorado; Washub head of Operations Brean Abrea; OneWatt Chief Technology Officer Paolo Samontanez; Learntalk Managing Director Nicolo Luccini; DTI-EMB Assistant Director Agnes Legaspi; Streetby CEO Rhey Minoza; DOST- PCIEERD Senior Science Research Specialist Engr. Edward Paul Apigo; MAD Travel Co-founder Rafael Dionisio; DTI-EMB Director Senen Perlada; J.P. Morgan Philippines Head of Communications Patricia Anne Javier-Gutierrez; QBO President Rene “Butch” Meily; J.P. Morgan Philippines Senior Country Officer Carlos Ma. G. Mendoza; QBO Director Katrina Chan; Investagrams CEO JC Bisnar; Lexmeet CEO Atty. Marlon Valderama; Exora COO Matt Tan; Payo CEO Liron Gross; Senti CEO Ralph Regalado; Container Living Lead Innovator Mac Evangelista; CEO Joshua Aragon; and QBO Head of Operations Natasha Bautista.

Meily added that by showcasing startups that have the potential to change lives as well as succeed as a business, they hope to get more companies and institutions to realize the value of supporting local startup ecosystem.

Aside from the startups mentioned, the showcase also featured AdMov, Cropital,, Exora, Learntalk, OneWatt, Payo, Lexmeet, Streetby, Washub, Container Living, and MAD Travel.

QBO said that it will continue to support startups in different ways including INQBATION, an acceleration program where the country’s most promising but underserved startup founders receive mentorship, training, exposure, resources and other support tailor fit to their needs. The INQBATION program was created in order to help highly promising Filipino tech startup companies scale up, fundraise and become globally competitive– in the process generating jobs, developing the technology sector and creating impact.

QBO envisions more organizations becoming more involved with Filipino startup companies— whether as mentors, investors, or customers—and being able to help more local startups attain success.

For more information about the INQBATION Startup Showcase 2019, visit


About QBO

QBO (‘ku-bo’) is an innovation hub or a platform for the startup community to collaborate, develop talent, and grow. It provides startups with support and resources through events and capacity building programs as well as focused interventions designed to improve access to markets, knowledge, capital, and talent. QBO is the country’s first public-private initiative for startups, created through a partnership between IdeaSpace, J.P. Morgan, Department of Science and Technology, and Department of Trade and Industry.

Spurred on by the vision of Filipinos startups changing the world, QBO’s mission is to create a globally competitive startup ecosystem in the Philippines.

About JPMorgan Chase & Co.

JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $2.5 trillion and operations worldwide. The Firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Information about JPMorgan Chase & Co. is available

In honor of its 55th anniversary: Rebisco awards 55 sari-sari store owners with store makeover and products

Homegrown snack giant Rebisco is spreading the anniversary joy to its grassroots business partners.

REBISCO Global Success Story photo (Nov 22)

As part of its 55th year celebration, Rebisco awarded 55 lucky sari-sari store owners with store makeover and products for each. The winners were selected among hundreds of small business proprietors who shared their stories detailing how the snack food giant has made an impact on their lives and businesses.

According to Rebisco President Jonathan C. Ng, the project was borne out of a simple yet poignant motivation: to express gratitude. “Sari-sari stores are crucial to our business model,” he said. “These entrepreneurs are our loyal and hardworking community partners who help nourish Rebisco’s continued growth and success. This project is one of many ways we want to give back, by empowering them and their businesses.”

Shining the spotlight


Of the 55 winners, three were featured in an online video recently released by Rebisco.

Ester Recinto, a 66-year-old sari-sari store owner from Batangas, runs a strategically located store near an elementary school. She started selling in 1974, with a P300 capital. Over the years, she was able to grow her business from a cabinet display of Rebisco products to an actual store.

Twenty-two-year-old Naname Dahoya from Cebu started a sari-sari store to help augment her parents’ meager income and support her six siblings. She calls Rebisco her “superhero” because the company’s popular snacks helped her small business grow, thus providing her and her family a more stable income.

The third featured winner is Sally Angulo from Zamboanga del Norte. At first, Sally only sold condiments and vegetables but eventually realized that there was a market for snacks. After researching her options, she decided to sell Rebisco products because of its high-quality products at more affordable prices.

“We hope that their stories inspire others to persevere amid adversities,” Rebisco Trade Marketing Head Michelle Ceniza said. “We are grateful to our partner sari-sari store owners for their loyalty and patronage these past five decades. It truly is an honor for Rebisco to be an instrument to the success of their business.”

Stronger partnership

After a momentous year-long anniversary celebration, Rebisco looks to the future with optimism.

“We look forward to sharing more successful years with our sari-sari store partners,” Ng added.

To watch the video, check out Rebisco Snackademy Facebook page.


AXA Philippines receives Visionary Award for MyAXA Café

AXA Philippines, one of the leading insurance companies in the country, recently
received the Visionary Award from Vision Critical, an international firm that provides
continuous customer intelligence to power companies with the collective wisdom of the
people that matter to them. The winning entry was MyAXA Café, a branded online
insight community that provides secure, ongoing, and real-time feedback from
Created in partnership with global service providers ABN Impact and Vision Critical,
MyAXA Café is designed to generate faster, research-driven insight to help improve
customer service and enhance customer satisfaction and loyalty. It also helps AXA
create new and better products that are responsive to the needs of customers, while
supporting an ongoing, two-way dialogue with them.
MyAXA Café has now become a vital tool to guide customer-centric decision-making
processes within AXA Philippines, across multiple departments and stakeholders that
may use it as a first step to making business decisions.
“By understanding our customers better through MyAXA Café, we are then able to
design even better solutions to improve constantly the delivery of a frictionless customer
experience,” says Rahul Hora, AXA Philippines president and CEO.
MyAXA Café has already made a difference in customer engagement. Through
messages from customers left on MyAXA Café, AXA Philippines launched an engaging
and simplified online financial needs analysis tool called Coach Finn that can support
customers with their financial game plan. Customers helped AXA Philippines identify the
approach, tone, and persona that will solicit their engagement. By iterating feedback
from MyAXA Cafe, Coach Finn was a guaranteed success.
MyAXA Café received earlier the Silver Award from the prestigious Efma-Accenture
Innovation in Insurance Awards 2018. For more information, visit

Apolinario Mabini Awards for SM Group

SM wins 15 awards from the 29th Apolinario Mabini Awards, held at the Kalayaan Hall of Club Filipino in San Juan. The awards were conferred by the Philippine Foundation for the Rehabilitation of the Disabled (PFRD). The Apolinario Mabini Awards are given to professionals and organizations that have distinguished themselves in their chosen fields of endeavor, or have rendered outstanding services to people with disabilities.

Final PEPS Photo

(L-R): SM Supermalls senior vice president and SM Cares Program on Persons with Disability program director Bien Mateo receiving the Mabini Presidential Recognition Award on behalf of SM Prime Holdings chairman of the executive committee Hans Sy; Philippine Foundation for the Rehabilitation of the Disabled (PFRD) director Arch. Jaime Silva; 2017 Apolinario Mabini Awards Committee chairperson Lourdes Dela Llana Pimentel; Department of Social Welfare and Development undersecretary Aimee Torrefranca-Neri and PFRD president Noli Agcaoili


SM’s awards include: Silver for SM Seaside Cebu, Bronze for: SM City Cabanatuan, SM City Clark, SM City Cauayan, SM City BF Paranaque; SM Stores in Sucat, Cabanatuan, San Jose Del Monte, East Ortigas, Trece Martires and SM Supermarket in SM Seaside Cebu. Special awards were also given to SM City San Lazaro, SM City Rosario and SM Store in Makati.


Hans Sy, chairman of the executive committee of SM Prime Holdings, was also given the Mabini Presidential Recognition Award for his dedication and passion in promoting awareness and inclusion for persons with disabilities in the SM malls.



SM Cares, the corporate social responsibility arm of SM Prime Holdings, leads SM’s program for persons with disabilities. It was conferred with the Apolinario Mabini Hall of Fame Award last 2015, for its exemplary program of promoting awareness, acceptance, accessibility and inclusion of persons with disabilities.